Don Duft Sales Rep.
A committed full time professional Real Estate Agent Licensed in Virginia with over 20 years of diverse experience in assisting Buyers and Sellers of Residential, Commercial, Land as well as Businesses. I specialize in serving the needs of clients in the Greater Fredericksburg, VA area which consists of the city of Fredericksburg and the Counties of Caroline, Culpeper, King George, Spotsylvania & Stafford Counties as well as the Eastern Prince William and SE Fauquier Counties.
I am a full time Realtor®/Agent with over 20 years of experience assisting Sellers and Buyers achieve their objectives at the best value and in the optimum time frame. I am NAR certified as a Seller Representative Specialist (SRS), Accredited Buyers Representative (ABR) and Short Sale and Foreclosure Resource (SFR) agent having achieved the mandatory training to best represent either or both parties.
I assist regular Sellers as well as this who are under water (owe more than the current market) market their properties through the Short Sale Process. I have personal experience in regular short sales on conventional loans; HUD Pre-Foreclosure (Short sale) for FHA loans; VA Compromise Sales on VA loans and the DOD Homeowners Assistance Program for Active Duty Personnel in PCS status of <50 Miles. I also am a registered Bank REO (Real Estate Owned) Agent, Listing and Selling REO properties, I am a member of the National Short Sale Superstars network of agents specializing in Short Sales to share information on how best to deal with the various banks to obtain a timely approval. Be aware that short sales take an average of 120 days to process AFTER getting a ratified contract with an interested Purchaser.
Buyers should take note that now is the best time to buy a home with prices at an all time low and some of the lowest interest rates ever. I have specialized in listing and selling foreclosed properties and understands how the process works from offer through closing. I will guide you through the property selection process, offer, and contract ratification to all the steps it takes to get the keys at settlement. Individuals who qualify as first time home buyers (includes home buyers who have not owned a home in the last 3 years from settlement date) - you may qualify for an $8,000 tax credit you may claim immediately after closing. Also homeowners moving up may qualify for a $6,500 credit. To qualify you must be under contract on or before April 30, 2010 and go to closing/settlement on or brfore to June 30, 2010.
I also assist Buyers who want a home that needs to be remodeled prior to occupancy - not to worry there are programs for that and I have the connections to all - called Rehab Loans offered by HUD as well as Fannie Mae.
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