1121 S 23rd StTemple, TX 76504

Description

Seller Financing at 6% - 3BR/2BA on Quarter-Acre Lot Near Baylor Scott & White Why rent when you can own for less? This 3-bedroom, 2-bath home (1,288 sqft) in the established Tal Coe Place neighborhood of Temple, TX is offered with seller financing at 6% - a full point below current bank rates, with no bank qualifying. THE HOME: Set on a generous 10,663 sqft lot with room to garden, add on, or simply enjoy the space. Single-level living throughout with wheelchair accessibility. Central heat and air, gas cooktop, ceiling fans, a covered front patio, and a fully chain-link fenced backyard with an exterior storage shed. Detached carport parking. Foundation professionally repaired (pier & beam) - documentation available. THE LOCATION: A very walkable neighborhood (Walk Score 73) just minutes from Baylor Scott & White Medical Center ideal for hospital professionals with easy access to shopping, dining, and I-35. Temple ISD: Travis Science Academy (0.3 mi), Scott Elementary, and Temple High School all nearby. THE TERMS: $199,640 purchase price, $25,000 down, 6% interest amortized over 30 years with a 5-year balloon. That's roughly $1,047/mo principal and interest with taxes and insurance, still under the $1,581/mo these homes rent for. A real path to homeownership for self-employed buyers or anyone locked out of traditional lending at 7%+ rates. Serious inquiries only. Proof of down payment required with offer.

Property Information

Property type

Residential

Sub-type

Single Family Residence

Year built

1940

Living area

1,288 Sq Ft

Lot size

0.24 acres

Garage spaces

4

Parking spaces

4

Ownership

Fee-Simple

Days on market

10

MLS^® Listing#

7162261

Property Features

Interior

Ceiling Fan(s) · Storage · Master Downstairs

Exterior

None

Appliances

Refrigerator

Cooling

Ceiling Fan(s) · Electric

Heating

Electric

Flooring

Carpet · Vinyl

Fireplace

None

Pool

None

Parking

Additional Parking

Laundry

In Kitchen

Patio

Covered · Front Porch · Patio

Fencing

Fenced

Lot features

Back Yard · Corner Lot · Few Trees · Front Yard

Construction

Vinyl Siding

Foundation

Pillar/Post/Pier

Roof

Asphalt

Windows

Double Pane Windows

Other structures

Storage

Community

None

Utilities

Electricity Connected · Natural Gas Available · Water Connected

Sewer

Public Sewer

Water source

Public

Schools

Elementary

Scott

Middle

Travis

High

Temple

Financial Details

HOA

None

Annual taxes

$3,731Tax year 2025

Assessed value

$156,278

Parcel number

0118330000

Directions

A mile from I-35, pretty close to Scott & White Hospital.