12 Nancy Lane, Fort Myers Beach, FL 33931

SELLER FINANCING AVAILABLE WITH JUST 10% DOWN! Offering direct Gulf access from your own backyard, this 3-bedroom, 2-bath home sits on a deep-water canal complete with a 10,000 lb boat lift, kayak launch and private dock. Perfect for boaters or anyone seeking a simple waterfront lifestyle near Fort Myers Beach, this home was fully renovated inside after Hurricane Ian with updates including waterproof vinyl flooring, recessed lighting, granite countertops, white cabinetry and stainless-steel appliances. The master suite features two vanities and a tiled shower, while the guest bath includes a tub/shower combo. There’s a newer AC, washer and dryer, and plenty of storage throughout. A one-car garage, carport, and extra parking provide ample space for vehicles and guests. Located on San Carlos Island in a 55+ community with low monthly fees that cover water, sewer and trash. Enjoy a quick walk or golf-cart ride to Fort Myers Beach, Doc Ford’s, Dixie Fish Company and the Key West Express. Whether you’re searching for a seasonal retreat or a full-time residence, this move-in-ready canal home combines easy coastal living, excellent boating access and flexible seller financing in one of Southwest Florida’s most desirable waterfront locations.