2045 W TORONTO STREET, PHILADELPHIA, PA 19132

Investor Alert! This versatile duplex is a rare find offering solid income potential and located just beside Mt. Olive Church of Christ, in a growing area with I-1 zoning that allows for flexible use. The property includes 2 bedrooms and 2 full bathrooms, currently configured as one single-room unit, one one-bedroom unit, and two vacant units—giving you the chance to customize, renovate, and boost income right away. With two units currently vacant, there's excellent opportunity to update and set your own rental rates. Whether you're looking to build rental income, live in one unit and rent the others, or explore creative zoning options, this property is well-positioned for value-add improvements. Surrounded by other occupied homes and neighborhood activity, it's a great time to invest. Enjoy a location surrounded by everyday conveniences! Nearby dining options include Bucky’s Bar & Grill, Ummi Dee’s Burger Bistro, Taco Bell, Bambu, and many other local favorites. For families, the area is served by several schools such as Thomas M. Peirce School, Rhodes E. Washington School, and Strawberry Mansion High School, with additional educational institutions in the vicinity. Grocery shopping is a breeze with options like Save-A-Lot, CTown Supermarkets, Los Barraco Grocery, Clearfield Market, and more, all just minutes away. Commuters will love being just five minutes from the Allegheny stop on the Manayunk/Norristown Line, offering easy access to Center City and surrounding areas. Outdoor enthusiasts can take advantage of nearby green spaces including Connie Mack Stadium, Reyburn Park, and Marcus Foster Memorial Stadium—perfect for recreation, sports, or a weekend stroll. This property qualifies for a 10K Grant offered by Prosperity Home Mortgage, which can be used for closing costs, rate buy-down, and more. It is fully forgivable to all buyers, not just first-time buyers. Reach out for more information. Additionally, the property qualifies for the CRA program, offering a conventional loan with no mortgage insurance, low down payment and lower interest rate. Perfect for investors or developers looking to capitalize on location and potential. Sold as-is—bring your contractor and your vision!