1 Cumberland Lakes Dr, Monterey, TN 38574

This 1.4-acre corner lot on the main road sits within the scenic Cumberland Lakes community, a 1,000-acre development designed to bring together natural beauty and modern conveniences. Just a half-mile walk to the main big lake, this property offers access to two lakes with boat docks and a welcoming clubhouse that hosts monthly gatherings. The community is also Firewise designated, giving residents added peace of mind. HOA dues are just $15 per month, keeping ownership affordable. Spectrum fiber-optic internet is available, making it easy to stay connected while enjoying a quiet rural setting. The lot is serviced by county water and will require a septic system. A perc test has not yet been completed, leaving options open for planning your future build. Community covenants are in place to preserve character and quality. Homes must be single-family dwellings with a minimum of 1,600 square feet, though exceptions may be considered, but never under 1,000 square feet. Mobile homes are not permitted, while modular or manufactured homes may be considered with approval. Setbacks require homes to be at least 40 feet from county roads and 20 feet from other property lines. Recreational vehicles, boats, and trailers may be stored if they follow visibility and placement guidelines.Tree preservation, safe burning practices, and maintaining a quiet residential atmosphere are all emphasized. With its prime location, lake access, and thoughtful community design, this lot provides an ideal setting for building a dream home or weekend retreat while still being close to Highways 62 and 70 for convenience.