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656 4th StreetChipley, FL 32428

[No Recorded Subdiv] · Washington County

$336,000List price
4Beds
3.5Baths
3,494Sq Ft
1930Year built
0.28Acre lot
5 months agoOn market

Description

BUYER INCENTIVE! Seller is offering up to $10,000 toward buyer's closing costs, interest rate buy-down, and/or prepaid expenses with an acceptable offer. Welcome to The Fourth Street House, a beautiful historic home in the heart of downtown Chipley where timeless character, generous living spaces, and thoughtful modern improvements come together in a home unlike anything being built today. Offering more than 3,400 square feet with 4 bedrooms and 3.5 baths, this home has the charm and personality historic-home buyers love--while many of the costly updates today's buyers worry about have already been completed. Recent improvements include three new HVAC units, new hot water heaters, blown-in insulation, new main-level LVP flooring, quartz countertops, updated appliances, and a newer roof approximately four years old. The main level was made for both everyday living and entertaining. A formal dining room provides a beautiful setting for gatherings, while the spacious family room features a wood-burning fireplace and flows into the breakfast nook and updated kitchen. Quartz countertops, updated appliances, a Wi-Fi-capable oven, and a newly added butler's pantry provide abundant prep space and storage. Fresh paint and carefully selected wallpaper complement the home's historic character throughout. Also on the main floor is a generously sized primary suite with an ensuite bath and walk-in closet, offering the convenience of main-level living. Upstairs, you'll find two spacious guest bedrooms, a full bath, and abundant storage. One of the property's most unique features is the attached secondary living space with its own private exterior entrance. Plumbing and electrical are already in place for a future kitchen, with additional space designed to accommodate a living area, bedroom, and full bath. Finish it to suit your needs as a private guest suite, multigenerational living space, home office, studio, or additional living quarters. Above it, an impressive 28' x 19' bonus room creates even more possibilities. And then there's the location. Situated in the heart of downtown Chipley, The Fourth Street House puts restaurants, shops, banks, and everyday conveniences within walking distance while offering the space and character of a substantial historic residence. This is more than square footage and bedrooms. It's a home with a history, significant improvements already completed, room to make it your own, and possibilities that are increasingly difficult to find. The history is already here. The major updates have been made. The Fourth Street House is ready for its next chapter. **Motivated Sellers**

Property Information

Property type
Residential
Sub-type
Single Family Residence
Style
Other
Year built
1930
Building area
3,494 Sq Ft
Lot size
0.28 acres
Lot dimensions
153x82x149x76
Days on market
162
MLS® Listing#
788906

Property Features

Appliances
Electric Cooktop · Electric Oven
Cooling
Central Air · Multi Units
Heating
Central · Fireplace(s)
Patio
Covered · Porch
Fencing
Fenced
Lot features
Paved
Construction
Brick
Roof
Composition · Shingle
Sewer
Public Sewer

Rooms

First

  • PrimaryBedroom21.5 x 23

Second

  • Bedroom10 x 21
  • Bedroom11.5 x 21
  • Bedroom14.2 x 21.3
  • Bonus Room18.6 x 27.3
  • Bonus Room28.19
  • Dining Room13.5 x 11.7
  • Family Room16.3 x 13
  • Living Room13.5 x 22.8

Financial Details

HOA
None
Parcel number
00000000-00-1596-0000

Directions

From the intersection of Hwy 90 and Hwy 77 head north on Hwy 77, take a left onto Church Ave and then a right onto 4th St. Home is on the left. Sign up.

Listing Courtesy: SOUTHERN WAY REALTY, INC. - 8506385222

The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Central Panhandle Association of REALTORS®. All Rights Reserved.

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  • Susan Sharpe

    Broker of Record

    EXIT Realty Anchor South