Skip to content

3699 Moca DriveSt Cloud, FL 34772

WHALEYS CREEK PH 1 · Osceola County

$440,000List price
4Beds
3Baths
3,301Sq Ft
2017Year built
0.27Acre lot
2Garage
2Stories
4 months agoOn market

Description

Welcome to this beautifully maintained home located in the desirable community of Whaleys Creek in St. Cloud, with LOW HOA AND NO CDD, situated on over ¼ acre with a fully fenced backyard. This spacious home offers 4 bedrooms, 3 remodeled full bathrooms, and a versatile open floor plan designed for comfortable living and entertaining* Enjoy the added charm of being located across from a small lake, offering beautiful sunset views and refreshing summer breezes. The community lap pool is conveniently located just a short walk across the street.* Upon entry, you’ll find a formal living room that can easily serve as an office, den, or flex space. The primary suite is conveniently located on the lower level, while three additional generously sized bedrooms are upstairs along with a huge bonus room—perfect for a second family room, game room, media space, or play area.* The main living areas feature ceramic tile throughout the lower level, 10-foot ceilings, double-pane insulated windows, and elegant wrought iron stair railing. The gourmet kitchen boasts stainless steel appliances, abundant cabinetry, a walk-in pantry, a large island with a single deep-bowl sink, and a spacious dining area large enough to accommodate a table for 12—ideal for gatherings and entertaining.* This gently lived-in and meticulously cared-for home includes numerous upgrades, including a 2025 ROOF, NEW VINYL FENCING, reverse osmosis drinking water system, and a WHOLE-HOME softener/purification system.* Step outside to enjoy the large backyard with endless possibilities for outdoor living, play, gardening, or creating your own private retreat. This home offers the perfect combination of space, comfort, upgrades, and a desirable location in one of St. Cloud’s sought-after communitie within minutes to Florida Turnpike making easy commutes to the Airport, Tampa, Amusement Parks and Downtown Orlando.

Property Information

Property type
Residential
Sub-type
Single Family Residence
Style
Traditional
Year built
2017
Stories
2
Living area
2,820 Sq Ft
Lot size
0.27 acres
Lot dimensions
145x67
Garage spaces
2
Ownership
Fee Simple
Zoning
R-1
Days on market
134
MLS® Listing#
O6418854

Property Features

Interior
Eat-in Kitchen · High Ceilings · Open Floorplan · Stone Counters · Walk-In Closet(s)
Exterior
Rain Gutters
Appliances
Convection Oven · Dishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer · Water Purifier · Water Softener
Cooling
Central Air
Heating
Electric
Flooring
Carpet · Ceramic Tile
Parking
Attached
Laundry
Laundry Room
Patio
Covered · Front Porch
Fencing
Vinyl
Lot features
Cleared · Corner Lot · Waterfront
Construction
Block · Stucco
Foundation
Slab
Roof
Shingle
Windows
Double Pane Windows
Community
Park · Playground · Pool · Sidewalks · Street Lights
Sewer
Public Sewer
Water source
Public

Rooms

Second

  • Bedroom 213x11
  • Bedroom 313x13
  • Bedroom 414x12
  • Bonus Room21x20

First

  • Dining Room13x13
  • Family Room13x20
  • Kitchen13x15
  • Laundry10x9
  • Living Room13x13

Financial Details

HOA
$99 / MonthlyAssociation: Artemis Lifestyles
Annual taxes
$4,293Tax year 2025
Parcel number
35-26-30-0964-0001-4050

Directions

Head south on Canoe Creek Road. Turn Left onto Whaleys Creek Blvd. Make a right at the roundabout, then left at the next stop sign onto Moca Dr, The house will be on your right.

Listing Courtesy: COLDWELL BANKER REALTY - 407-696-8000

Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright ©2026 MLS GRID. All Rights Reserved.

Last Updated: 2026-06-23T00:00:00.000Z

Commute Calculator

Explore commute times from 3699 MOCA DRIVE, ST CLOUD, FL 34772.

Travel mode

Connect with a Local Real Estate Expert