3319 Viola WayBumpass, VA 23024

Description

ASSUMABLE 3.25% LOAN. Gated Lake Anna access with assigned boat slip. New community dock nearly complete; special assessment already paid. Welcome to 3319 Viola Way in Rockland Creek Estates on the public side of Lake Anna. This is a rare combination buyers are hunting for right now: a low-rate assumable loan, a deeded-style assigned slip, short term rentals permitted and more than $100,000. already spent on upgrades. Ask your lender about assuming the existing 3.25% loan. Compared with a new loan near today's 7% rates, the payment difference is the real headline - not just "lake access" The home sits on a usable 1-acre lot with parking for about 8 vehicles plus gravel space for boats or trailers, a roofed area for an ATV or mower, and a garden shed. Inside: 3 bedrooms, 3 baths, 1795 sq. ft., open layout, hickory hardwoods, updated kitchen, updated baths, split bedroom plan, and a primary suite with sitting area, private deck access and a hot tub. Attached garage includes a finished office with heat and A/C. Walk-out basement is ready as a game room, guest suite or after-lake hangout. Community is gated and golf cart friendly with common area lake access and your own assigned slip. Boat to restaurants, swim, ski or fish then come home to the deck and woods - not a crowded waterfront strip. Low HOA assessments. (Approx. $365/year) Do not confuse this with a waterfront listing. It is a well updated lake access home with a slip, parking for the toys, short term rental flexibility and a 3.25% assumable loan. That is the DEAL! Showings included the path to the slip-come see why this one should be on the short list with every other Rockland Creek tour.

Property Information

Property type

Residential

Sub-type

Single Family Residence

Structure type

House

Year built

1995

Stories

2

Living area

1,795 Sq Ft

Lot size

1.00 acres

Garage spaces

2

Parking spaces

3

Zoning

RR

Days on market

100

MLS^® Listing#

VASP2043622

Property Features

Interior

Kitchen Island · Pantry · Walk-In Closet(s)

Exterior

Storage

Appliances

Double Oven · Electric Water Heater · Dishwasher · Disposal · Refrigerator · Stainless Steel Appliance(s) · Washer · Microwave · Cooktop · ENERGY STAR Qualified Appliances

Cooling

Central Air · Electric

Heating

Electric · Central · Heat Pump

Flooring

Wood · Hardwood

Fireplace

Gas · Glass Doors

Basement

Finished

Pool

None

Parking

Oversized · Garage Door Opener · Garage · Detached Carport · Driveway · Inside Entrance · Detached

Laundry

Laundry Room · Main Level

Patio

Deck

Lot features

Cul-De-Sac · Front Yard · Level · Private · Few Trees

Foundation

Concrete Perimeter

Roof

Metal

Windows

Bay Window(s)

Security

Security System

Other structures

Outbuilding · RV/Boat Storage

Sewer

Septic Tank

Water source

Well

Rooms

Schools

Elementary

BERKELEY

Middle

POST OAK

High

SPOTSYLVANIA

District

SPOTSYLVANIA COUNTY PUBLIC SCHOOLS

Financial Details

HOA

$365 / AnnuallyAssociation: ROCKLAND CREEK HOMEOWNERS ASSOCIATION

Annual taxes

$2,547Tax year 2026

Assessed value

$345,500

Parcel number

80E3-122

Directions

GPS