20520 Pine Tree LaneEstero, FL 33928

Description

One or more photo(s) has been virtually staged, AI generated or rendered. "SALTLIFE" FISHING-BOATING-SUNSHINE! OLDE FLORIDA STYLE, UPGRADED ($100,000+/-) "COASTAL" 3 BEDROOM, DEN, 2 BATH COTTAGE (W/ NO WATER INTRUSION AFTER ANY HURRICANE)! Wake up to shimmering water views, MANATEES & DOLPHINS playing in your back yard, spend your afternoons boating & fishing, and end each day watching STUNNING sunsets!—THIS IS AFFORDABLE, LUXURY GULF-ACCESS WATERFRONT LIVING. With 10' ceilings, open floor plan, all "WOOD PLANK" vinyl flooring for total easy maintenance and plenty of glass windows and sliders, makes the home LIGHT-BRIGHT-SUNNY, all year round. ALL WINDOWS ARE "IMPACT" STORM RESISTANT, for total buyer comfort from hurricanes and storms. (flood insurance is only $1,800 and transferable). Perfectly positioned at the end of the canal and surrounded by the natural beauty of Estero Bay preserve land, the setting delivers exceptional privacy, peaceful surroundings, and unobstructed sunset views and comes with a PRIVATE BOAT RAMP. Designed for those who love life on the water and provides boating access with a short, scenic ride to the open waters of Estero Bay and onward to Lovers Key State Park and the Gulf. Inside, the home has been thoughtfully updated, Wayne's Coating in the dining room, upgraded "Hardy Board" finished sidings, newer A/C, water heater, washer and dryer, luxury vinyl, a storm-rated garage door, and a reverse-osmosis water system serving the kitchen. Outdoor living truly takes center stage here, with the "OLD FLORIDA" Rocking Chair Front Porch, fully fenced backyard (1/3 ACRE) offering lots of open space for kids playground, a future pool, additional watercraft, or expanded entertaining areas. From the back porch, the west-facing views create a nightly SKY show that never gets old. THIS HIDDEN GEM OF A COMMUNITY IS CENTRALLY LOCATED, CLOSE TO ALL WITH NO HOA FEES AND A COMMUNITY PRIVATE BOAT RAMP FOR RESIDENTS, along with a centrally located community park featuring a gazebo, basketball courts, BBQ grills, and a baseball diamond. Homeowners and flood insurance are assumable, adding additional value and peace of mind. Just minutes from MAJOR SHOPPING, A-RATED SCHOOLS, CHURCHES, HOSPITALS, RESTAURANTS AND THE BEST OF SOUTHWEST FLORIDA ENTERTAINMENT VENUES. Bring your boat, your sense of adventure, and your love for the water—this is more than a home, it’s a lifestyle defined by sunsets, serenity, and the unmistakable magic of Florida waterfront living. HOME COMES WITH A ONE YEAR "HOME WARRANTY" FOR TOTAL BUYER COMFORT! Hurry, this home will not last long!

Property Information

Property type

Residential

Sub-type

Single Family Residence

Style

Ranch, One Story

Year built

1997

Stories

1

Living area

1,738 Sq Ft

Lot size

0.38 acres

Lot dimensions

122 x 147 x 68 x 197

Garage spaces

2

Ownership

Single Family

Days on market

2

MLS^® Listing#

226034668

Property Features

Interior

Breakfast Bar · Cathedral Ceiling(s) · Eat-in Kitchen · Pantry · Walk-In Closet(s)

Appliances

Dryer · Dishwasher · Electric Cooktop · Freezer · Microwave · Range · Refrigerator · Water Purifier · Washer

Cooling

Central Air · Ceiling Fan(s) · Electric

Heating

Central · Electric

Flooring

Tile · Wood

Pool

Outdoor Pool

Parking

Attached · Garage · Garage Door Opener

Laundry

In Garage

Patio

Deck · Patio · Porch

Fencing

Fenced

Lot features

Irregular Lot · Waterfront

Construction

Other

Roof

Metal

Windows

Bay Window(s) · Display Window(s) · Window Coverings · Shutters

Security

Smoke Detector(s)

Utilities

Cable Available

Sewer

Septic Tank

Water source

Well

Financial Details

HOA

None

Annual taxes

$4,345Tax year 2025

Parcel number

29-46-25-E4-05000.0100