12816 Harborwood DriveLargo, FL 33774

Description

Experience an exceptional waterfront lifestyle in this magnificent custom estate, ideally situated on the Intracoastal Waterway between Indian Rocks Beach and Belleair Beach. Nestled on an extraordinary 1.3-acre homesite in the exclusive Kensington Oaks community, this private residence offers breathtaking panoramic water views, lush manicured grounds, and quick access to the Gulf of America. Spanning more than 4,200 square feet, this impressive home offers 4 bedrooms, a bonus room w wet bar, loft, 4.5 baths with convenient pool bath, and a spacious 2-car garage. The thoughtfully designed floor plan is ideal for both everyday living and entertaining, featuring a luxurious first-floor primary suite with an expansive sitting area and spa-inspired bath, and an in law suite w private bath, while the upper level includes two more bedrooms, a full bath, and a versatile loft with balcony. Spectacular water views throughout the home, soaring ceilings, rich wood flooring, and fireplaces in both the living and family rooms create warmth and timeless elegance. The formal dining room is perfect for hosting memorable gatherings. Outdoor living is equally impressive. A nearly 60-foot covered and screened lanai overlooks the sparkling 15’ x 30’ pool, designed with open-air enjoyment instead of a traditional pool cage, allowing uninterrupted sunshine and refreshing coastal breezes. The second-floor balcony provides an elevated vantage point for breathtaking sunrises, colorful sunsets, and endless views of the Intracoastal. Kensington Oaks is one of the area’s desirable waterfront communities, known for its beautifully maintained homes, mature landscaping, and peaceful setting. Enjoy a short stroll to Bonner Nature Park and easy access to some of Florida’s finest beaches, including Indian Rocks Beach, Belleair Beach, and Clearwater Beach. Fine dining, golf, shopping, and two international airports are all within convenient reach. This is more than a home—it’s a rare opportunity to own a private waterfront estate offering space, elegance, and the quintessential Florida coastal lifestyle.

Property Information

Property type

Residential

Sub-type

Single Family Residence

Style

Cape Cod / Coastal

Year built

1987

Stories

2

Living area

4,234 Sq Ft

Lot size

1.31 acres

Garage spaces

2

Ownership

Fee Simple

Zoning

RES

Days on market

101

MLS^® Listing#

TB8533580

Property Features

Interior

Cathedral Ceiling(s) · Eat-in Kitchen · High Ceilings · Stone Counters · Walk-In Closet(s) · In-Law Floorplan

Exterior

Outdoor Grill · Private Yard

Appliances

Bar Fridge · Dishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator

Cooling

Central Air

Heating

Central · Electric

Flooring

Carpet · Tile · Wood

Fireplace

Family Room · Living Room · Wood Burning

Pool

Gunite · In Ground · Pool Sweep · Private

Parking

Garage Door Opener · Oversized · Attached

Laundry

Inside · Laundry Room

Patio

Covered · Rear Porch · Screened

Fencing

Chain Link

Lot features

Wooded · Cleared · Landscaped · Sloped · Paved · Waterfront

Construction

Block · Brick

Foundation

Slab

Roof

Shingle

Windows

Blinds · Drapes

Security

Closed Circuit Camera(s) · Security System · Smoke Detector(s)

Community

Street Lights

Utilities

Cable Available · Cable Connected · Electricity Connected · Sewer Connected · Water Connected

Sewer

Public Sewer

Water source

Public

Rooms

Financial Details

HOA

$850 / AnnuallyAssociation: Jamie

Annual taxes

$29,841Tax year 2025

Parcel number

07-30-15-46280-000-0010

Directions

INDIAN ROCKS RD S TO W ON KENSINGTON OAKS PL TO N ON HARBORWOOD DR